It only covers injuries or damages to third parties. Courier insurance will be more expensive than social only, or carriage of own goods cover. This covers the cost of claims made by members of the public who have been injured by an accident involving your van.
Some policies include windscreen cover as standard, but it might be an optional extra at additional cost. There are usually exclusions on transporting valuable goods, like fine art or jewellery, so check this before you buy. If your van breaks down while it's more than a certain distance usually a quarter of a mile away from your home your breakdown provider will offer roadside assistance. This recovery part of your policy can either be local or national, depending on your policy.
You can also get assistance for breakdowns at home, European cover and onward travel, which will provide you with a replacement van, overnight accommodation, or reasonable onward travel expenses if your van breaks down.
Trailer cover can cover third party claims and damage to your trailer and its contents, but this depends on the policy. Each insurer will have its own definition, but generally couriers do multiple drop-offs and haulers drive a long way for a single delivery. Commercial van insurance covers one vehicle per policy, but you can get specialist multi-vehicle or fleet policies.
Yes, you can get hire and reward car insurance. Short term or temporary van insurance works the same way as an annual policy, but it only lasts for a few days, weeks or months. You can compare van insurance quotes from 17 years old, but some insurers will have higher minimum age limits, like age 21 or 25, which could limit your choices.
Our experienced team of business insurance specialists work with leading UK insurers. Compare insurance quotes for your motorhome, campervan, caravan or car today and see how much you could save. Courier insurance covers a person s to safely deliver goods to multiple drop off points on behalf of clients.
This could also include cover for goods in transit against loss, damage or theft. There can be a choice of up to three levels of cover:. Different courier businesses have different insurance requirements for their drivers. Here is what to consider when choosing your policy:. Depending on the type of courier business you work in, you might need greater protection.
You may wish to consider additional cover to give you greater peace of mind. This can include:. Typical items covered for couriers under a goods in transit policy include parcels, packages, newspapers and letters.
The cost of goods in transit cover varies depending on the volume of items you transport and the radius you operate in. Fleet goods in transit policies are also available. Speak to us for details of your fleet and to get a quote. Courier insurance encompasses the different types of insurance you need to carry out work as a courier.
The term is often used to refer to courier van insurance. No — goods in transit insurance is not a legal requirement. However, many companies and authorities will insist you have it before you carry goods for them. Items that can be covered by a policy include parcels, packages, newspapers, and letters. Individual valuable items can be specified on policies, or cover purchased for all items in transit. There are items that will be excluded from GIT policies, particularly valuable or dangerous cargo.
You will need specific cover for furniture removals, and tools in transit cover is offered separately. Please speak to us to discuss your needs, and we will search our panel of insurers to see if we can offer goods in transit cover for you.
Simply call our friendly team on to get a quote for cover, or get a quote online today. Guide to becoming a Taxi Driver. Driving a taxi can be a great way to make a living - read more.
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